Terms of Service


Collectively, your use of the website and other information, including video updates and email newsletters, shall be referred to as "Services". These Terms outline this Agreement made between TradeStocksAmerica.com, Inc. or Top10stocks.com and you, the user and/or member of the Services ("you").

General Cancellation / Refund Policy

Our products are designed to educate people about how to make money in the stock market. We work to empower people to recognize opportunities in the stock market on their own and teach them how to invest in or trade that opportunity.

PRODUCTS must be returned in their original condition, unless they were defective or were damaged when you received them. Bundles must be returned with all of their original contents intact, and special promotional bundles must also be returned with all original items intact.

If these requirements are met, and no more than 30 days have passed since you purchased the items you are returning, a refund will be issued without question. Refunds will always be issued in the same manner as payment was received. Shipping costs are never refunded. We will notify you by email when the products you return are received by us. Please allow up to 10 business days for the processing of your refund after you have been notified that the products have been received by TradeStocksAmerica.com, Inc. or Top10stocks.com. Currently we do not ship internationally, but we are researching future solutions for our international customers. For a number of international countries, we offer internet streaming of most of our DVD courses, and we are expanding the number countries for which streaming is available. If you do have a U.S. Compatible debit/credit card, there will be no shipping charges, no customs fee, and no waiting. For more information or to buy over the phone, please call Customer Care at 503.650.6346.

SUBSCRIPTIONS for Daily Stock Report, Top10stocks, Lightning and Trading Room can be cancelled at any time.

  • The first trial period of any subscription is always free, unless otherwise specified. Your credit card will not be charged until the day after your trial expires, and ONLY if you do not cancel during the trial period. Only one trial period is offered per person or address.
  • Trading Room first week trial period includes a nonrefundable $1.00 at time of sign up to validate bylining information.
  • You are responsible for your own cancellation during the trial period or during the continuing Service. You can cancel through the link provided in the Member’s Area (Top10stocks), by calling our office at (503)650-6346 or emailing to service@tradestocksamerica.com.
  • Emailing our office at service@tradestocksamerica.com will not guarantee that your service will be cancelled during the free trial before your automatic recurring billing is initiated, especially if it is after hours, on weekends, holidays or the customer care staff is too busy to handle your email request.
  • For those with monthly Service: Once your billing is charged to your credit or debit card, you will not receive any refund once that charge is made; no exceptions! If you decide to cancel once your Service begins after the trial period, you will receive the Services for that full month and then no further charges will be made to your credit card.
  • For those with an annual Service: After your trial period, you may cancel at any time during the first 60 days of your annual Service. Upon cancellation, you may continue your subscription until the 60th day of your subscription service. You will then be issued a pro-rated refund.
  • The use of certain Services may be governed by additional rules in connection with the Service. By using any Service you are agreeing that you have reviewed all corresponding rules and agree to abide by them.

STREAMING cannot be refunded. You must verify the compatibility of your system before purchasing streaming courses. Incompatibility with your system is not an acceptable reason for a refund.

WEBINAR & SEMINAR refunds are unique to each event. Please contact TradeStocksAmerica.com, Inc. or Top10stocks.com customer care (service@tradestocksamerica.com) directly to learn of our refund/cancellation policy for each event.

COACHING is not refundable as it is a fee-for-time service.


Trading securities can involve high risk and the loss of any funds invested. TradeStocksAmerica.com, Inc. or Top10stocks.com does not guarantee that you will make money, nor makes representation that the investment methods and theories discussed in these Services will generate investment profits or avoid investment losses. We cannot and do not assess or guarantee the suitability or profitability of any particular investment, or the potential value of any investment or informational source. You bear responsibility for your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment.

Securities used as examples presented in these services are used for illustrative purposes only and do not constitute a recommendation to buy or sell individual securities. Past performance shown in examples may not be indicative of future performance.

We Are Not Financial Advisors or A Broker/Dealer: Neither TradeStocksAmerica.com, Inc. nor Top10stocks.com nor any of its officers, employees, representatives, agents or independent contractors are, in such capacities, licensed financial advisers, registered investment advisers or registered broker-dealers or licensed as such in any state in the USA. TradeStocksAmerica.com, Inc. or Top10stocks.com does not provide investment or financial advice or make investment recommendations, nor is it in the business of transacting trades. Nothing contained in these Services constitutes a solicitation, recommendation, promotion, endorsement or offer (buy or sell) by TradeStocksAmerica.com, Inc., Top10stocks.com or others described above, of any particular security, mutual fund, transaction or investment.

TradeStocksAmerica.com, Inc. or Top10stocks.com, without notice, reserves the right at any time to:

  • Change the terms and conditions of this Agreement;
  • Change the Services, including editing, eliminating or discontinuing any material in or content on or feature of any of the Services; or
  • Change any fees or charges for use of the Services.
  • Voluntary Information Provided by You: By sending or transmitting to us suggestions, ideas, notes, concepts, information, or other materials, you grant us and our designees a worldwide, non-exclusive, right to use without compensation to the provider of the materials. The personal information you provide can include such items as your name, company, electronic and U.S. mail addresses, and your telephone and fax numbers. We use such information to provide information you request, register you for our seminars, or contact you when requested or needed.

    We will not sell or share your personal information with other parties. We reserve the right to disclose personal information in limited circumstances where we believe in good faith that disclosure is required by law, to comply with valid legal processes such as a search warrant, subpoena, or court order, to comply with regulators or law enforcement authorities, to provide services that you have requested or to protect our rights and property.

    You may not republish, upload, post, transmit or distribute materials from the Services in any way, without our prior written permission. You acknowledge that you do not acquire any ownership rights by using TradeStocksAmerica.com, Inc. or Top10stocks.com Services.

    TradeStocksAmerica.com, Inc. or Top10stocks.com may contain links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. TradeStocksAmerica.com, Inc. or Top10stocks.com is a trademark and/or service mark of TradeStocksAmerica.com, Inc. or Top10stocks.com. All other trademarks, service marks, and logos used by TradeStocksAmerica.com, Inc. or Top10stocks.com are the trademarks, service marks, or logos of their respective owners.

    This Agreement shall remain effective until terminated in accordance with its terms. TradeStocksAmerica.com, Inc. or Top10stocks.com may terminate this Agreement, and /or your access to and use of the Services or any portion thereof, immediately, in the event we determine, in our sole discretion, that you have breached this Agreement.